[NefCanuck]

Focus man, Focus.,May 15 2006, 11:03 AM Wrote:Well I was on my way to work this morning, minding my bussiness and all of a sudden a Mazda 3 turns right into my left rear quarter pannel.  He damaged my rim, quarter pannel and bumper cover.  I was pissed but I kept my cool.  He says please don't go thru insurance I can't afford my insurance to go up, blah, blah blah....  So after I get all his info I go directly to the collision reporting center and file a report.

What a way to start a week.  :angry:
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Dude, there's a reason he doesn't want you to go through insurance, his rates are crap as is and this will push him into the insurance of last resort. Given the amount of damage that you suffered (Using your description I'm thinking easily $3.5K) he won't have the cash to pay that either.

Go through insurance man, it'll save you a ton and a half of grief

NefCanuck

(Please note that the above is not a legal opinion but merely represents my personal feelings on the matter)