[Frost__2001]

NefCanuck,Oct 3 2008, 01:52 PM Wrote:

ZX3_2NV,Oct 3 2008, 10:12 AM Wrote:Raising the deductible or denying covergae if your in an accident without your seat belt are great ideas if you get hurt its your fault isn't it
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The problem with that idea is proving lack of seatbelt use, unless the accident was so traumatic as to cause the person to bounce around the cabin (or worse yet be ejected) there's almost no way to prove a lack of seatbelt use.

NefCanuck
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Actually there is. All cars since about 1992 have been built with a tiny little black box in them that moniter the car's air bag system. They only record about 4 things, the speed, seatbelt use, and how many air bags went off. Volvo for example uses those to improve their cars if a Volvo car has been in an accident with-in 1000 km/s of their R & D, or Manufacturing plants in Sweden, it's how they have been at the top of the safety ratings for decades.