[GFXjamie]

basically what the guy at belair said to me was this: "we are not able to insure you because you have to many convictions"
me: what tickets do i have that impact my insurance?
him: well seeing as how you have 4 minor convictions, we deem you to be a facility driver
me: what 4 tickets do i have that impact insurance?
him: 1 muffler ticket from over 2 years ago, 1 seat belt from 2 years ago, failure to show proof of insurance 1 year ago and 1 speeding violation in excess of 10 km over the speed limit
me: are you fucking kidding me? a muffler ticket impacts me insurace?
him: yes, any ticket under the OHTA impacts your drivers history
me: youve gotta be fucking kidding me. how does that have anything to do with how safe a driver i am? same with insurance, showing an expired slip when the policy number is the damn same a week after the new slip came in...

luckily for me, im still with aviva and they have me rated as no convictions. there are 2 things hurting me/my dad at the moment, my accident from 2 years ago, and my brothers from 4 years ago when he wrote a car off. for some reason even tho he was dropped off 2 years ago and has his own insurance, we pay a premium for his accident on our "policy"

i just hate the fact that my insurance is 350$/month, however its looking good compared to facility at the moment. when i had my accident it was only 170/month and they gave us accident forgiveness to so theres really no reason why it should of gone up