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Welp, just got my yearly notice of wallet rapeage (AKA - Auto Insurance in Ontario) Not only are they jacking me up %5 over last year, the little weasels even snuck in a service charge increase of 20 cents per payment (on monthly billing)
That led me to thinking if there was anything I could do to maybe lower if not eliminate this increase and in my case I'm eyeing my deductables for collision & comp which currently sit at $500 each.
Hence my poll question. What do you have as your deductables? And what year/model of Focus do you have?
NefCanuck
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$1,000 for everything - 01 Sedan.
Daily driver 1: 2007 Jeep Wrangler Unlimited Sport "S"
33" BFG Mud-Terrain KM2s, lots of Rough Country gear - bumper, 2.5" lift, swaybar disconnects, Superwinch 10,000lb winch, Detroit Locker in rear D44 axle, custom exhaust, K+N filtercharger, Superchips-tuned.
Daily driver 2: 2006 Subaru Legacy GT
COBB Stage 1+ package - AccessPort tuner, COBB intake and airbox. Stage 2 coming shortly - COBB 3" AT stainless DP and race cat, custom 3" Magnaflow-based exhaust and Stage 2 COBB tune.
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if your car is payed off then don't put collision on it ... otherwise $1000 for both
and if your under 180-200/month theni wouldn't even worry about it. With living in the city and all you can't really get much better
Below Average Car Club
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mine dropped $12 when i raised my deductables to $1g ... they say doing the comprehensive doesn't really change anything .. best thing todo is ask around for someone who is on a private insurance plan and get them to sign you up
Below Average Car Club
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i was paying 150 and kelly was paying 141. After we got married we are paying 210 for both cars.
One benefit of getting married :D, and i think that is the only one.
"Coming together is a beginning, staying together is progress, and working together is success."
--Henry Ford
00 Focus ZX3 Silver- Sold
01 Focus ZX3 Green- Sold
01 Focus ZTS Red- Sold
03 Focus ZTW Green Sold
04 Escape LTD Silver- Sold
05 Freestyle LTD Black-Sold
02 Honda CRV EX-L-Sold
02 VW Jetta GLS TDI Silver-Sold
11 VW Jetta TDI 6spd Mine 
10 VW Golf Highline DSG- wrote off 
Hi, Guest
